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January 2011

Application

Elect Plans and Rates

 Health Benefit Solution, Inc.

The focus of this website is to provide consumers a simple, and professional environment when looking for Affordable, and Low Cost Health Insurance.  Licensed Health Insurance Agents are available and will take the time to answer all your questions, and help find the Health Plan that best meets the needs of the Individual, Family, or Small Business.

Health Insurance Benefits are always changing, and health insurance companies are providing more options that benefit the consumer.  Alternative, or Holistic health care is now offered through many of the health insurance companies.  You can now see your Naturopathic Physician, and be covered under the doctor office co-pay, and have unlimited visits.  Chiropractic, and Acupuncture are also included as standard health care benefits.

If you are looking for Dental and Vision benefits included within the health plan, we can help you select the Health Insurance Company that will meet your needs.

Health Benefit Solution, Inc is licensed through the Oregon Insurance Division, and has contracted with most all the major health insurance companies to provide the consumer with choice and options when looking for the plan that meets the life style and needs of the insured.

PacificSource is an independent, not-for-profit health plan serving the Pacific Northwest. Founded in 1933, PacificSource provides medical and dental benefits to more than 4,000 employers and covers more than 151,000 people with its group and individual health insurance plans. It also provides self-funded employee benefit plans, flexible spending accounts, HRAs, and COBRA administration services through its subsidiaries, Manley Services and Select Benefit Administrators. Together, PacificSource and its subsidiaries employ 324 people.

At PacificSource, we're committed to helping people get the healthcare they need. We offer group insurance clients a wide range of medical, dental, prescription drug, and vision benefits. We also meet the needs of individuals and families with comprehensive medical plans, portability policies, and Medicare supplement policies.

At PacificSource, we're known for taking good care of people. Members can call our toll-free number to speak with a customer service representative for friendly, professional benefits and claims assistance. Our client service representatives are available for on-site visits and benefit meetings with our group insurance clients. And we strive to provide all our customers with the information and tools they need to make informed healthcare decisions. In everything we do, we will always maintain the friendly, personal manner which lets you know that serving you is our pleasure.

PacificSource Community Giving Program Helps Build "Healthy Communities"

At PacificSource, we strive to improve the communities we serve, with a particular emphasis on increasing access to healthcare services. But we know that the health of a community relates to more than just healthcare – it also relates to the support network available to those who require assistance in making healthy lifestyle choices or providing for their basic needs.

As members of the communities in which we do business, PacificSource seeks to promote the capacity of individuals, families, and communities to increase healthy behaviors and lifestyle choices and to provide a safe and nurturing environment for children to develop into healthy adults.

Healthy Communities, our community giving program, is designed to benefit nonprofit organizations that serve people in the communities where we do business. Through this program, we provide financial support, in-kind donations, and employee volunteer assistance to organizations working toward some or all of the following goals:

• To educate and empower individuals and families to adopt healthy behaviors and lifestyles,

• To sponsor safe, healthy, educational, and fun family-oriented activities, and

• To build local capacity to improve the health of the community.

Our Healthy Communities program is administered by an employee committee charged with reviewing requests and making recommendations on PacificSource’s involvement. We are pleased to consider requests from organizations that:

• Meet the IRS’s qualifications for nonprofit charitable organizations;

• Are not arts, political, or faith-specific/religious causes; and

• Earmark the funds to benefit people in the communities we serve.

The committee evaluates requests based on the following criteria:

• Match with the “Healthy Communities” program mission

• PacificSource’s past history with the organization

• Opportunity for recurring or long-term involvement

• Opportunity for personal involvement by our employees

• Budget availability by region/market

• Value of public awareness opportunities or name recognition for PacificSource